WELCOME TO A NEW WEEK, HUNNY BUNNIES.
Fresh new start. And with that, I thought I’d share a few tips on how I’ve recently saved over $500 a month with a few simple tips. 9 tips to be exact!
At the beginning of each year, I sit down and comb through my credit card statements to see where the I can tighten up a bit on spending. Some things are glaring at me, while others may be not so obvious. Without further ado, here are nine things I’ve found that have saved me hundreds over the past month, and maybe these will be little money savers for you too!
1. The Morning Coffee Run
I can’t tell you how much time and money I spend on my seemingly harmless coffee run every morning. Until you start to consider how much $3-$5 really adds up daily. So I invested in a mini Keurig coffee machine for under $100 and this alone will save me an estimated $100 plus monthly, plus all the time leaving the house, driving, and that’s time you could spend doing other more productive things, amirite? ; )
2. Do your own nails… GASP. ; )
I know, I know. For some of you gals, this is a non negotiable. I recently complimented one of my friends on her nails, and told her I do my own as part of a ritual on Sundays. She actually said…. and I quote: “I wish I could do my own nails”. Radio Silence. What? I have no words. I grew up painting my nails. Both sets in fact. I never got into the whole nail thing, I guess. Now I can see if you do acrylics or gel overlays or whatever, but with all the new advancements on the market, get yo-self to CVS and invest in some of the new gel kits they have out there or my personal faves are the stickers! (Personal FAVES: here)
3. Cancel any memberships you’re not using
Holy Moly. I went through my credit card statement. Linked In Premium, see ya! …. MedReps, don’t need you either. Class Pass, your $95 for 10 classes isn’t gonna cut it now that you’ve done away with your unlimited option, see ya! …. You get the gist. Comb through your statement and look for all those little fees you’re paying monthly and close them out. stat. Then have a glass of wine to celebrate. I saved $50 on three monthly memberships alone here.
4. Meet your friends for coffee or a glass of wine instead of dinner and a night out.
I can’t tell you how much money I’ve saved doing this. Also my nights out are minimal right now, and my credit card is real happy about it. I used to spend a minimum of $50-100 every night out when you add up, pre-drinks, the uber, dinner and then drinks, and that greasy pizza before you head home.
Save yourself a ton of money (and a hangover!) by suggesting meeting girlfriends for coffee, yoga or just do a happy hour wine. Then head home. Your credit card statement will thank you!
5. Use your points on credit cards.
Well you can see I’ve been traveling a lot lately. People assume I spend thousands on trips, when the simple fact is that I actually have been using a lot of my SPG and Marriott Rewards Points for my airfare and hotels. I always do this first before considering pulling out a credit card for payment. Those points add up and I seem to always have more than I think. (by the way Marriott just took over SPG, and their credit card offer right now is off the chain, so google that if you’re looking for a sweet credit card with amazing points) ; )
6. Eat in or… order kid size portions
This is always a work in progress for me. Think about how much you spend out on dinners and lunches. If you can prep your meals on Sunday for the week, this is a huge time and money saver. Start with just one meal. Prep eggs for omelets, and then during the week, you can easily warm them up in the morning, roll into a tortilla and dash out the door. Consider also yogurt, veggies you can prep, almonds, blueberries… tangerines are a fave of mine) …. this also not saves a ton of money, but helps you make smarter eating choices. Another recent discovery, I’ve started ordering kids sized portions when I eat out. Chuckle… I know! If you love to eat at places like Tender Greens with all the organic salads and amazing healthy foods like me, do it, just look for the kids portions. You can eat for $6-$7 per portion which really adds up over the week, and are still great portion sizes!
OH MY, I loveeeee me some groupon. I recently broke up with Class Pass (see above) because they changed their workout plan from $95 a month for unlimited to 10 classes, which isn’t gonna cut it for me. Sigh! So instead of paying full price for that new yoga studio I wanted to check out, I looked on groupon and sure enough, it was $79 for the full month. Half price their monthly membership rate. There are groups for EVERYTHING. Juice cleanses, fitness, travel (they seriously have the best over sea travel deals I’ve ever seen! its crazy) and so before you buy any of the above, download that app and start searching. I swear you can save so much on groupon!
8. Pay off your credit cards monthly and pay on time
Only spend what you can pay off monthly. I know this is an epiphany for some. Its not hard to do. Make a budget and stick with it. Those interest fees and late fees are a killer.
9. Try pulling out a $100 a week for food in cash and using that for all food costs
Or whatever amount you’re comfortable with budgeting for. I look at my credit card bills for all the lunches, dinners and coffee and that easily adds up. If you have cash, and only a certain amount, you are much more aware of what you’re spending and what you have left. This goes for a lot of different things, not just food. Try it! You’ll be much more aware of what you’re spending monthly!
What are some suggestions you have on saving money? Comment below!
I love hearing your feedback… there are always ideas I don’t think about that I love to try!
Have a wonderful Sunday, Cuties! I’ll be back Wednesday with a new post! : )